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Step 5 of 6 · IUI, IVF, egg freezing, insemination

Step 5: Treat

From at-home insemination to IVF: how each option works, who it suits, and what it really costs.

Treatment usually steps up from timed cycles with ovulation medicine to IUI (sperm placed in the uterus) to IVF (eggs fertilized in a lab). The right first step depends on age, diagnosis and both partners’ results. Single people and same-sex couples often start with donor-sperm insemination, at home or in a clinic.

Two hands holding a small glowing seed

What matters now

  • Get both partners evaluated before choosing a treatment
  • Ask a clinic for its own success rates by age, not national averages
  • Check your state’s insurance mandate and your employer plan
  • For donor sperm, use a screened bank and get legal advice on parentage

See a doctor sooner if

  • Severe pelvic pain, shortness of breath or rapid weight gain during stimulation
  • Heavy bleeding or one-sided pain after a positive test

Treatments

Costs

Your options, in order of intensity

  • At-home insemination (ICI). Used by many single people and same-sex couples with donor sperm. Read the at-home insemination guide.
  • Ovulation medicine with timed sex or IUI. IUI places washed sperm in the uterus around ovulation. See IUI vs IVF for who each suits.
  • IVF. Eggs are retrieved, fertilized in a lab and an embryo is transferred. Walk through IVF step by step.
  • Egg freezing. For preserving the option of a later pregnancy. Read egg freezing cost for prices and what success depends on.

Which step comes first depends on the evaluation of both partners, which is why ASRM ties the timing of evaluation and treatment to age and history.1 If you haven't been evaluated yet, start at Investigate.

What it costs

Prices vary widely by clinic, state and insurance. IVF cost in the US breaks down a cycle, medications and add-ons, and what state mandates cover.

Look after yourself through treatment

Treatment is physically and emotionally demanding. Specialist therapists and support groups help: see the Support section.

This page is educational and is not medical advice. Talk to a clinician about your own situation, and seek urgent care for heavy bleeding, severe pain or fainting.

Next step · 6 of 6

Pregnant

Keep the prenatal going, book the first appointment, and look after your mind too.

Sources

  1. 1Fertility evaluation of infertile women: a committee opinion. American Society for Reproductive Medicine. Practice Committee, Fertil Steril 2021;116(5):1255–1265

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